Our ServicesFinancial Planning
You have accumulated significant resources, you have a wide variety of options available, and the choices you make can significantly affect your lifestyle and the legacy you leave behind. At Millington Financial Advisors, we draw on our experience and planning resources to help you build a comprehensive financial plan aligned with your goals.
Retirement Planning
No longer earning a salary can present new financial challenges. During retirement, you may need to depend on social security, pensions, and investments to satisfy your living expenses. We work with you to evaluate your available options and develop a plan that is regularly monitored and adjusted as your needs evolve.
- We work closely with you to understand your priorities and financial circumstances in retirement to create a plan that aligns with your needs and goals.
- Our team is committed to providing thoughtful and informed guidance throughout the process.
Tax Planning and Preparation
For our high net worth clients, we provide tax preparation services. We typically meet with our clients several times a year and become intimately involved in their material financial decisions. We are uniquely positioned to advise before, during, and after taxable events take place. This affords us the opportunity to avoid having transactions and recommendations getting lost in translation.
Understanding how and where you invest can have a significant impact on your tax liability. As Registered Investment Advisors and Certified Public Accountants, we are uniquely positioned to design and implement well-diversified, tax-efficient portfolios. Involving experienced professionals in both the creation and management of your portfolio can add meaningful long-term value.
Estate and Insurance Planning
Estate planning is not just about avoiding estate taxes, it's about laying out a plan to clearly and efficiently carry out your wishes. Leaving clear instructions may help streamline the process for your loved ones and reduce potential complications during settlement.
- We help establish boundaries on who and how quickly your legacy assets can be accessed.
- If you are charitably inclined, we have techniques to take tax deductions during your lifetime based on a commitment to an asset transfer after your death.
- Where appropriate, life insurance strategies may be considered as part of planning for potential estate liquidity needs or philanthropic goals.
Charitable Giving
If generosity is part of your story, let's make sure your giving is as strategic as it is meaningful. There are smart ways to give that can benefit both you and the causes you care about — things like donor-advised funds, charitable trusts, and gifting appreciated assets. We'll help you find the approach that aligns your values with your financial plan.