^{MEET THE TEAM}The People Behind the Plan

Charles G. Millington is the retired Co-Founder of Millington Financial Advisors and brings more than 50 years of experience in the financial services industry. A lifelong Chicago native, Chuck earned both his Bachelor of Arts and Master of Business Administration from DePaul University and built a career defined by discipline, integrity, and long-term thinking. Having guided clients through decades of market cycles and economic environments, he developed a deep understanding of when thoughtful action is needed and when patience and consistency are most effective. His perspective continues to shape the firm's philosophy and commitment to prudent, client-centered financial planning.

Throughout his career, Chuck focused on helping individuals and families make sound financial decisions aligned with their personal goals and values. He is a Certified Public Accountant, CERTIFIED FINANCIAL PLANNER^™ professional, and CERTIFIED ESTATE PLANNER, credentials that reflect his dedication to comprehensive planning and lifelong learning. Chuck has been married for more than 54 years and is the proud father of two grown children, grandfather to six, and great grandfather to two. His professional legacy lives on through the firm he helped build and the generations of clients and advisors who continue to benefit from his steady guidance, thoughtful counsel, and enduring belief in long term relationships built on trust.

Chuck Millington is the President and Co-Founder of Millington Financial Advisors and brings more than 25 years of experience in financial services and public accounting. With an undergraduate degree in Accounting from Illinois State University and an MBA from Northern Illinois University, along with being a Certified Public Accountant and CERTIFIED FINANCIAL PLANNER^™, Chuck combines technical expertise with a passion for helping individuals and families achieve clarity and confidence in their financial decision making. He founded the firm with his father to provide personalized, rational, and opportunity-focused guidance for clients seeking long-term financial stability and wealth management support. Chuck's approach emphasizes education, disciplined planning, and helping clients cut through fear-based messages to focus on what matters most to them.

A lifelong resident of the Chicagoland area, Chuck has lived in Naperville since 1984. He and his wife, Erin have three sons and two dogs, Coco and Cookie. Outside of work, Chuck enjoys golf and traveling with his wife to major cities where they explore museums, comedy, and the arts. He is energized by the firm's continued expansion and looks forward to guiding more families toward their financial goals while mentoring the next generation of advisors. His go-to financial philosophy centers on preparation, patience, and positioning portfolios for long-term success.

David Krist is a Wealth Advisor at Millington Financial Advisors, with more than 13 years of experience in the financial services industry and more than 30 years in corporate finance. As a graduate of DePaul University with a BA in Accounting and an MBA in Finance, David leverages his extensive analytical background to help clients achieve clarity and confidence in their long-term financial planning. As both a CERTIFIED FINANCIAL PLANNER^™ professional and a Certified Public Accountant, David brings a technical, detail-oriented approach to wealth management that supports individuals and families seeking structured guidance for retirement planning, tax-efficient strategies, and long-range financial goals.

David grew up in Franklin Park, Illinois and enjoys an active lifestyle with his wife Mary and their three adult children. He spends his free time golfing, snow skiing, and volunteering at his church. David is passionate about working closely with clients, understanding their needs, and helping them turn financial goals into meaningful outcomes. He looks forward to supporting the firm's continued growth and mentoring newer members of the team as Millington Financial Advisors expands its client relationships.

Colleen Keen has been part of Millington Financial Advisors since 2018 and plays a key role in client education, particularly in helping individuals understand tax saving strategies within their existing investments. With a degree from Loras College and roots in Iowa, Colleen brings a warm, approachable presence to the firm. She enjoys helping clients make informed decisions and takes pride in translating complex financial concepts into practical guidance. Her work supports the firm’s mission to provide clear, personalized financial advice for clients throughout Naperville and the surrounding communities.

Colleen and her husband Michael have been married since 1997 and enjoy spending time with their five daughters, most of whom are currently away at college. Outside of the office, Colleen values time with family, whether that means visiting family in Iowa, her daughters on campus or hosting them and their friends at the lake. She also enjoys pickleball and appreciates opportunities to unplug and recharge, bringing that same sense of balance and perspective into her work with clients.

Charlie Millington is a Wealth Advisor at Millington Financial Advisors and holds both a Series 65 license and his CERTIFIED FINANCIAL PLANNER® certification. A graduate of Illinois State University and a lifelong Naperville resident, Charlie brings a strong analytical mindset and a genuine passion for financial planning to his role. Inspired by watching his father and grandfather build lasting client relationships, Charlie developed an early interest in the financial services industry and has spent the past two years building hands on experience supporting clients as they work toward long term financial clarity and stability. He values thoughtful planning, clear communication, and helping clients feel confident in the decisions they make.

Charlie enjoys working closely with clients and finds it especially rewarding to see progress when market performance helps move them closer to their financial goals. He is excited about the evolution of financial products and technology and is motivated by the opportunities innovation brings to the industry. Outside of the office, Charlie enjoys playing golf and practicing Jiu Jitsu, both of which reinforce discipline, focus, and continuous improvement. He also spends time with his two dogs, Cookie and Coco. Charlie approaches his work with a steady mindset and believes that persistence and long-term thinking are essential to financial success.

Carter Millington is a Financial Advisor at Millington Financial Advisors and holds a Series 65 license. A graduate of the University of Missouri and a lifelong Naperville resident, Carter began his career in financial services inspired by the example set by his father and grandfather. From an early age, he observed the discipline, integrity, and community respect that defined their work, which led him to pursue a career focused on long-term relationships and meaningful impact. Though early in his career, Carter brings a strong sense of responsibility, curiosity, and commitment to helping clients navigate their financial lives with confidence and clarity.

Carter is passionate about building authentic, personal relationships with clients and being a steady resource as their goals evolve over time. He is motivated by continuous learning and enjoys expanding his knowledge while meeting new people and understanding their unique financial needs. Outside of the office, Carter enjoys playing guitar, cooking, and spending time with his two dogs, Coco and Cookie. He approaches his work with a long-term mindset and hopes to look back on a career defined by growth, service, and positive impact on the clients and community he serves.

Tyler Carlson is a recent graduate of Richmond American University London. Originally from Naperville, Tyler brings analytical strength, curiosity, and a strong interest in wealth management to the firm. He was drawn to financial services by an aptitude for numbers and exposure to the industry through family members. Tyler is committed to helping clients feel confident about their financial future and is enthusiastic about building long term relationships as he grows in his career.

Outside of work, Tyler enjoys reading and gaming. He values the opportunity to learn from the advisory team and contribute to a firm that prioritizes client service and clear financial guidance. One of his favorite financial principles is the power of compound interest, which shapes both his personal outlook and his approach to supporting clients. Tyler is looking forward to deepening his knowledge of wealth management and getting to know the Millington client community.

Julie O’Keefe contributes to the welcoming and supportive environment that clients experience when they visit the office. With 2 years of industry experience and a degree from Michigan State University, Julie brings a warm and personable approach to client interactions. A lifelong Naperville resident, she enjoys helping clients put a face to a name and ensuring they feel comfortable and cared for during every communication with the firm. Her role supports Millington’s commitment to friendly and proactive client service.

Julie is the proud parent of three daughters and shares her home with Georgie, a three-year-old Border Collie mix. Julie enjoys yoga and has previously volunteered with Meals on Wheels, delivering meals to community members in need. She is excited about the continued growth of Millington Financial Advisors and values the opportunity to support clients as part of a team that prioritizes trust, integrity, and long term relationships.

Tina Morton plays an important role in delivering a welcoming and organized client experience. A graduate of the University of Illinois Urbana Champaign, Tina brings a service oriented mindset and strong interpersonal skills to the firm. As a new member of the financial services industry, she is dedicated to building long lasting relationships and ensuring each client feels valued from the moment they walk through the door. Her reliability, attention to detail, and warm communication style enhance the firm's overall client service model and support its position as a trusted wealth management firm in Naperville.

Tina has been married to her husband Michael since 2000 and is the proud mother of Elena, Ryan, and Ava. She enjoys playing tennis and spending time with her family, as well as volunteering with organizations like Special Spaces. Tina also serves as President of the Athletic Booster Club at Waubonsie Valley High School. She is excited to continue growing in her role at Millington Financial Advisors and is energized by the opportunity to support the firm's expanding client base.

Nedra Shaw focuses on creating a smooth, organized, and supportive experience for clients. With 2 years of industry experience, a degree from The Ohio State University, and a background rooted in the Midwest, Nedra brings strong communication skills and an empathetic approach to the firm. She is committed to simplifying financial processes and ensuring that clients feel cared for at every step of their journey. Her work strengthens Millington's reputation for personalized service and reliable wealth management support.

Nedra is married and has three adult children. She enjoys Pilates, boating, and skiing, and is deeply involved in community and charitable initiatives. She volunteers with Special Spaces and Compass Church of Naperville and serves on the Special Spaces board, as well as with the Naperville Chamber of Commerce for the organization. Nedra is excited about the firm's growth and looks forward to contributing to a client experience that is both responsive and efficient.

Cavan Millington is a Finance Intern at Millington Financial Advisors and a Finance student at Illinois State University. Growing up in a family deeply involved in the financial services profession, he developed an early appreciation for the impact thoughtful financial planning can have on individuals and families. As the third son of Chuck Millington, Cavan is gaining firsthand experience supporting the team while learning the foundations of financial planning and client service. He enjoys expanding his industry knowledge, developing practical skills, and contributing to the firm's mission of helping clients pursue their long-term financial goals.

Molly Keen is currently pursuing degrees in Marketing and Finance at the University of Iowa. As part of the Millington Financial Advisors team, she enjoys combining her interests in marketing, client relations, and financial services. Molly works closely with the firm's website, social media presence, and video projects while gaining valuable experience supporting clients and learning the inner workings of a financial advisory practice. Her creativity, attention to detail, and passion for helping others allow her to contribute to both the client experience and the firm's ongoing growth.